HOME LOAN SEGMENT ANALYSIS IN INDIA AT LIC HOUSING FINANCE

Authors

  • Mrs SHOBHA RANI Author
  • PALTHYA BHAVYA Author

Keywords:

Housing Finance Market, Interest Rate Trends, Loan Eligibility Criteria, EMI Structure, Credit Risk Assessment, Loan-to-Value Ratio (LTV)

Abstract

This study's investigation of the Indian house loan market focuses on LIC Housing Finance, a well-known housing finance provider. It explores the rising demand for house financing as a result of tax breaks, favorable government policies, more disposable incomes, and fast urbanization. It also looks into issues such as competition from banks and other housing finance companies, strict rules, and shifting interest rates. According to the poll, LIC Housing Finance caters to a varied audience by providing a wide range of services such as creative financing packages, robust distribution networks, and cheap interest rates. The report examines market trends, client preferences, and the company's financial performance to show how LIC Housing Finance has emerged as a reliable player in the Indian house loan industry and how it may continue to grow in a sustainable manner.

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Author Biographies

  • Mrs SHOBHA RANI

    Assistant Professor,Department of MBA, VISWAM ENGINEERING COLLEGE (Autonomous), ANGALLU, MADANAPALLE, AP.

  • PALTHYA BHAVYA

    MBA Student, Department of MBA, VISWAM ENGINEERING COLLEGE (Autonomous), ANGALLU, MADANAPALLE, AP.

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Published

2026-04-07

Issue

Vol. 2 No. 1 (2026): Volume 2, Issue 1, January-March, 2026

Section

Articles

License

Copyright (c) 2026 Journal of Science and Technology Excellence

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